Medicare Open enrollment starts Oct. 15 and runs through Dec. 7. If you miss the Open Enrollment deadline, you will likely have to wait a full year before you can make changes to your plan. So, it is important to plan ahead and not wait until the last minute to make an important decision such as which Medicare insurance plan is best for you. Even if you are happy with your current plan, there might be something even better out there for you.
Medicare Supplement Premiums adjust annually, and some prescription medications may not be covered at the same co-pay next year. Also, your current plan may not be available next year.
You can learn about and enroll in a plan either by contacting the various carriers directly or you can utilize the service of an independent broker. The advantage of an independent broker is that they work for you and can offer you more than just one option when it comes to your Medicare insurance needs. Their services are free to clients as they receive a commission directly from the carrier whose plans they sell.
One such independent broker serving the North Central community is Yvonne Kudray-Baraban, who has been specializing in selling Medicare insurance since 1996 and has been a Phoenix resident since 1977. She can help walk you through what changes may occur to your existing plan in 2018 and what options are available to you. For more information or to make an appointment, call 602-575-0622 or e-mail Yvonne.Kudray@Cox.net.